Through the presentation of the Ten Fundamental Principles of Personal Finance, this text empowers students with the knowledge they need to successfully make and carry out a plan for their own financial future.
PART 1 Financial Planning
Chapter 1 The Financial Planning Process
Chapter 2 Measuring Your Financial Health and Making a Plan
Chapter 3 Understanding and Appreciating the Time Value of Money
Chapter 4 Tax Planning and Strategies
PART 2 Managing Your Money
Chapter 5 Cash or Liquid Asset Management
Chapter 6 Using Credit Cards: The Role of Open Credit
Chapter 7 Using Consumer Loans: The Role of Planned Borrowing
Chapter 8 The Home and Automobile Decision
PART 3 Protecting Yourself with Insurance
Chapter 9 Life and Health Insurance
Chapter 10 Property and Liability Insurance
PART 4 Managing Your Investments
Chapter 11 Investment Basics
Chapter 12 Securities Markets
Chapter 13 Investing in Stocks
Chapter 14 Investing in Bonds and Other Alternatives
Chapter 15 Mutual Funds: An Easy Way to Diversify
PART 5 Life Cycle Issues
Chapter 16 Retirement Planning
Chapter 17 Estate Planning: Saving Your Heirs Money and Headaches
Chapter 18 Financial Life Events-Fitting the Pieces Together Available online at www.myfinancelab.com
Appendix A: Compound Sum of $1
Appendix B : Present Value of $1
Appendix C: Compound Sum of an Annuity of $1 for n Periods
Appendix D : Present Value of an Annuity of $1 for n Periods
Appendix E: Monthly Installment Loan Tables
